Out-of-Pocket health care costs and employer Health Insurance - 2017

See also VitaminDWiki

• Cost Savings with Vitamin D category listing has 156 items along with related searches
• Many large companies are trying to reduce health problems and costs (Vitamin D can help)
• Medical insurance does not compensate for job loss by older workers who are hospitalized – Sept 2016
• Diabetes Prevention Program funded by many (Vitamin D would be much better) – Aug 2018
• Health Insurance company still giving free Vitamin D to members who are deficient – Oct 2023
• Employer alliance is trying to reduce the cost of health care – Aug 2017
• Perhaps 4,000 dollars annual less health care costs if supplement with 5 dollars of Vitamin D 22,000 people - $5,000 more if low vitamin D
  

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Out-of-pocket costs include
   Deductibles
   Coinsurance
   Copayments
     for covered services plus all costs for services that aren't covered

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Kaiser Foundation - 2017

Update was issued Oct 3, 2018

Out of Pocket costs for Family and Single

More than 90% of large companies offer Health Benefits

Part Time workers rarely get health coverage

Employees pay 30% of Premium for Family Coverage

Half of employees have annual deductable > $1,000

Only 25% of retirees get health coverage

42 percent do annual health risk assesment

Incentive paid to employee to do health risk assesment

Type of incentive given for employee participation

Pay $500 for employee to participate in wellness program (not family)

Half of very large employeers charge more for Health Insurance of smokers